Cover My Travels

Cover My Travels -

Our policies go the extra mile, with travel insurance for many medical conditions that are often refused by other insurance companies and cover for those up to the age of 79 on Single Trip travel insurance policies and 69 on Annual Multi Travel Insurance policies.

Why use Cover My Travels -

• Realistic medical assessment - The strict criteria used by some insurers often results in high premiums for those with medical conditions and in some cases, refusal of cover completely! At Cover My Travels we aim to assess pre-existing medical conditions to establish if the condition has been under control for the last 12 months. In most cases we can then offer travel insurance without any additional costs.

• Hazardous activity cover - Included in policies as standard are activities such as: archery; white water rafting; scuba diving; hiking; water skiing; hot air ballooning; deep sea fishing, and many others.

• Winter Sports cover - With the addition of a small extra cost, winter sports cover can be included to cover: skiing; snowboarding; cross-country skiing; ice skating, and many more.

Frequently Asked Questions -

    1) What kind of policies are available?

    What kinds of policies are available?

        * Single-Trip up to 154 days
        * Annual Multi Trip up to 92 days
        * Long Stay Trip between 6 & 12 months

    2) Are there any age limits?

    All Annual travel insurance policies have an upper age limit of 69 years        old, while Single Trip insurance policies can be taken by those up to the     age of 79.

    The extended Long Stay travel insurance policies providing cover for up        to 12 months have a maximum age limit of 65 years old.

    3) What am I actually covered for?

Our policies cover you for medical expenses, loss of personal belongings, passports and cash, travel delays or missed departures, as well as personal liability and legal costs. A 24-hour emergancy medical service is also available. Click here to find full information on what we cover you for.

4) Are there any medical conditions you don't cover?

If we can't provide cover for a medical condition, it's usually because it hasn't been stable within the last year. However, if we are unable to cover a particular condition it doesn't mean we won't be able to provide any cover at all.

5) Will I need a medical certificate to apply for a policy?

We very rarely ask for one. We rely on you supplying us with accurate information and answering the medical questionnaire correctly. We do not cover claims for any existing medical conditions that were not declared and agreed by us when you applied.

6) When will I get my policy documents, and do I get a receipt?

We aim to process all policies the same day so you can expext to receive your policy documents through the post within five days of application, and your policy schedule represents a receipt of your premium.

Example Premiums -

1. An annual policy for a couple both aged 65, 92 day trip limit, mild angina wanting a worldwide policy inc North America. Covered for £371.16
2. One adult, age 35, high blood pressure, diabetes, cholesterol, requiring cover for 17 travel days in Europe. Covered for £19.85
3. A couple needing 17 days in Europe, underwent a heart bypass in 2003, aged 75. Coverered for £127.66
4. One adult, heart valve replaced and diabetes, travelling for 17 days in the North of America, age 56.
   Covered for £76.61

Contact Us -

• If you wish to speak to a customer advisor, please call us on 0800 917 7829, Monday - Friday, 9am - 5pm. If you ring outside of office hours, leave a message and we will return your call the following working day.
  
• Alternatively, use the online web form to send us a request, and we will get back to you as soon as we can.